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Private debt finance for refinancing business debt

Do you need to replace outgrown or expiring debt finance facilities?

If you have a tech company with an EBITDA in excess of £2m, then private debt finance is a cost-effective way for you to refinance your business debt. 

 

When you refinance your business debt you can:

Reduce the cost of capital

Reduce interest rates and monthly payments

Get greater operating flexibility

Buy the time and capital resources you need to execute your growth strategy

Key features of private debt finance

 

Not financed by banks. Also, private debt instruments are not traded on the open market

Specialists in lending to tech companies that have raised money from investors

Ideally suited to fast-growing mid-market tech businesses

No covenants or personal guarantees

No dilution of equity

Cheaper than equity

Accessible in tranches

Quick to arrange (between one to three months)

Typical private debt finance terms

 

Typical Term    36-60 month

Amount            <£1.0m-£10m

Profitability       Losses or Profitable

Timescales      1-3 months

How you can refinance with private debt finance

 

When you refinance your business debt you can lower monthly payments and get the time and cash resources you need to execute your growth strategy. Business debt refinancing is useful for:

Growth finance

Mergers and acquisitions finance

Working capital finance

Restructuring finance

Equity release

How working with a debt advisor and broker works

 

First off, we make it our business to understand all the nuances of standard (and non-standard) financing methods and funding sources.

 

Then, we do the legwork to identify the right mix of solutions to help you expand your business, leaving you free to focus on your day-to-day operations.

What our clients say about private debt finance for business debt refinancing

 

Fuse Three solved my startup company with a roll-up strategy finance dilemma. And it solved it well! Once Fuse Three's founders put their focus on you, they work hard to get the job done.

Businesses Fuse Three works with

Adtech & martech

Artificial intelligence & data analytics

Cybersecurity

Fintech & regtech

Healthtech

Hardware

IoT (Internet of things)

IT consulting

Online gaming

SaaS, enterprise software & cloud computing

Still have questions? Check out our useful resources

Find and structure a private debt finance deal for my mid market tech business