Do you need to adjust your capital structure?


If you are a mid-market tech company with an EBITDA in excess of £2m, then private debt finance is a cost-effective way for you to raise debt and reduce equity with a leveraged recapitalisation. 

With private debt finance you can:

Repurchase shares and reduce equity in your capital structure

Enjoy tax benefits you cannot get from equity

Improve cashflows for reinvestment in your company's growth

Prepare for an IPO

Key features of private debt finance

Not financed by banks. Also, private debt instruments are not traded on the open market

Specialists in lending to tech companies that have raised money from investors

Ideally suited to fast-growing mid-market tech businesses

No covenants or personal guarantees

No dilution of equity

Cheaper than equity

Accessible in tranches

Quick to arrange (between one to three months)

Typical private debt finance terms


Typical Term    24-90 months

Amount            £10m+

Profitability       Profitable

Timescales      1-6 months

Types of private debt finance loans for recapitalisation


Private debt finance can either be taken as a stand-alone product or in complement to equity financing. Typical loans include:

Growth finance

M&A finance

Working capital finance

Restructuring finance

How working with a debt advisor and broker works


First off, we make it our business to understand all the nuances of standard (and non-standard) financing methods and funding sources.

Then, we do the legwork to identify the right mix of solutions to help you expand your business, leaving you free to focus on your day-to-day operations.

1. Introduction

Telephone Call
Discuss funding requirements
Request more information/data

2. Assessment

Information/data received
Fuse3 Underwriting
Fuse3 Assessment Tool

3. Term Sheet

Face2Face meeting on-site
Full term sheet issued
Term sheet review

4. Funding

Lender Offer
Loan Documentation
Drawdown Funds

Talk to us

Retain control and scale your mid-market tech business with debt finance   

Talk to us about fuelling your mid-market tech business growth with private debt funding.

East Side Building
York Way
Kings Cross